BANKING SERVICES CHARGES LIST
AS PER DECIDED BOARD OF DIRECTORS MEETING AS ON 17/04/2025 (APPLIED FOR ALL  BRANCHES)
W.e.f (Date: 01/05/2025)
SR. NO. DETAILS CHARGES
1 RTGS CHARGES
RTGS  (INWARD) FREE
RTGS (OUTWARD) FREE
2 NEFT CHARGES
NEFT (INWARD) FREE
NEFT (OUTWARD) FREE
3 RUPAY DEBIT CARD & PIN CHARGES
NEW ATM CARD FEE  Rs. 50.00
ANNUAL ATM CARD FEE FREE
DUPLICATE+DAMAGE + REPLACE Rs. 100.00
RE ISSUE ATM PIN FREE
4 D.D. &  PAYORDER CHARGES
MINIMUM RS. 10.00  
KNSB (AHMEDABAD) 0.10 (PER THOUSAND)
AXIS BANK 0.10 (PER THOUSAND)
5 CHEQUE COLLECTION (OBC&IBC) CHARGES
Rs.1.00 TO Rs. 5000.00 Rs. 25.00 PER TRANSACTION
Rs. 5001 TO  Rs.10000.00 Rs. 50.00 PER TRANSACTION
Rs.10001.00 TO  Rs. 100000.00 Rs. 100.00 PER TRANSACTION
Rs. 100001.00 TO ABOVE Rs. 150.00 PER TRANSACTION
6 OBC IBC RETURN CHARGES
RETURN CHARGES Rs. 100.00 PER INSTRUMENT
7 CHEQUE RETURN CHARGES
OUTWARD RETURN FREE
CHEQUE INWARD RETURN
SAVING ACCOUNT HOLDER Rs.250.00 PER TRANSACTION
OTHER THAN SAVING ACCOUNT HOLDER Rs.300.00 PER TRANSACTION
8 ECS / ACH CHARGES
ECS RETURN Rs. 300.00 PER INSTRUMENT
9 Signature VerifIcation Charges Rs. 100.00 One Time
10 SMS Charges Rs. 60.00 Per Year (Rs. 15 Every Quarter)
11 CHEQUE BOOK CHARGES
CHEQUE BOOK ISSUE  
SAVING ACCOUNTS Rs. 1.00 PER CHEQUE
CR/LOAN/OTHER ACCOUNTS Rs. 1.00 PER CHEQUE
CHEQUE BOOK STOP PAYMENT Rs.100.00 PER INSTRUMENT
12 A/C CLOSE CHARGES
SAVING AC HOLDER Rs. 100.00 SUBJECT TO CLOSE WITHIN 1 YEAR
CURRRENT AC HOLDER Rs. 200.00 SUBJECT TO CLOSE WITHIN 1 YEAR
13 DUPLICATE PASSBOOK Rs. 50.00 PER REQUEST
14 A/C STATEMENT CHARGES
PER MONTH FREE ( SINGLE TIME)
AFTER 0 TO 6 MONTH Rs. 25.00
6 MONTH AND ABOVE Rs. 50.00
15 SOLVANCY
UPTO 1,00,000.00 LAKH Rs. 100.00 PER REQUEST
MORE THAN Rs. 1,00,001.00 Rs. 100.00/PER LACS,MAXIMUM RS.2000
16 LOCKER KEY EXCHANGE CHARGES Rs. 300.00
17 LOCKER CLOSING CHARGES FREE
18 SI CHARGE ( If insufficient fund) Rs. 200.00