Interest Rate of Loan
w.e.f. 21st June, 2025
| Sr.No. | Loan Type | Types of Loans | Rate of Interest |
| 1 | 301 | Cash Credit | 13.75% |
| 2 | 302 | Immovable Property (Mortgage) | 11.00% |
| 3 | 303 | Fix over draft | (+)1.00% |
| 4 | 305 | Hypothication | |
| Mortgage | |||
| Up to 25 lakhs | 10.00% | ||
| More than 25 lakhs | 9.75% | ||
| Non mortgage | 13.75% | ||
| 5 | 307 | Loan against Fix Deposit | (+)1.00% |
| 6 | 308 | Pledge Loan | 10.00% |
| 7 | 309 | Recurring Overdraft Loans | (+)1.00% |
| 8 | 310 | Gold Loan | 10.00% |
| 9 | 316 | F.A.C.C. Loan | |
| Up to 25 lakhs | 10.00% | ||
| More than 25 lakhs | 9.75% | ||
| 10 | 317 | Immovable property (other) | 11.00% |
| 11 | 318 | Hypothication (other) | 13.75% |
| 12 | 321 | Housing Loan (up to Rs. 70 Lakhs) | |
| If purchased from builder | 8.90% | ||
| If there is a re-sale | 9.10% | ||
| 13 | 322 | Loan against property | 11.00% |
| 14 | 323 | Education Loan | 9.75% |
| 15 | 324 | Vehicle Loan (EMI) | |
| Two Wheeler Loan | 9.25% | ||
| Four Wheeler Loans | 8.90% | ||
| Against a commercial vehicle | 11.00% | ||
| Against an old vehicle | 12.00% | ||
| 16 | 326 | Machinary Loans | 10.00% |
| 17 | 327 | Fixed Assets Business Loan | 11.00% |
| 18 | 328 | Commercial Property Purchase Loan | 11.00% |
| 19 | 329 | Personal Loan | 13.75% |
| 20 | 330 | Mahila Utkarsh Loan | 10.00% |